Are You Losing Money by Only Paying the Credit Card Minimum?

US credit card debt topped $1.28 trillion in the fourth quarter.  ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌

February 12, 2026   |   Read Online In partnership with PHOTO: Pexels TOP PICK FOR YOU 'I Just Realized How Credit Cards Work': 'Smart Person' Mocked For Not Knowing How Minimum Payments Work US credit card debt topped $1.28 trillion in the fourth quarter. Read More ADVERTISEMENT Why You Still Waste Hours Behind On Your Inbox Every Week Your inbox keeps growing. Your time doesn't. Get a smart, skimmable daily email packed with practical AI workflows, real-world productivity tactics, and step-by-step prompts you can use immediately. It breaks down the latest tools and shows you exactly how to automate busywork, write faster, and think more clearly — without adding more to your plate. Join thousands of professionals using bite-sized AI insights to reclaim hours every week. Read it in minutes. Apply it the same day. Read More PHOTO: Flickr PERSONAL FINANCE A Phone, $500 in Cash, Is All Mark Cuban Needs to Make as Much Money as Possible in 6 Months Cuban would attempt to get a sales job if he is down to the last $500. Read More (PHOTO: Freepik) BUSINESS Crypto Whales Buying Bitcoin Again; Jim Cramer Believes US Government Can Start Piling When Prices Reach $60K Cramer said the US president will 'fill the Bitcoin Reserve' if prices fall to $60,000. Read More PHOTO: AI Chatgpt BUSINESS Could America's Corruption Score Hurt Your Investments? America now trails the Bahamas, Uruguay and Lithuania in humiliating slide to worst position since 2012. Read More ADVERTISEMENT Smart starts here. You don't have to read everything — just the right thing. 1440's daily newsletter distills the day's biggest stories from 100+ sources into one quick, 5-minute read. It's the fastest way to stay sharp, sound informed, and actually understand what's happening in the world. Join 4.5 million readers who start their day the smart way. Join for free today! PHOTO: Facebook PERSONAL FINANCE Michael Burry Warns: Alphabet Bonds Could Mirror Motorola's 1997 Collapse — Should You Care? Burry also revealed the only way the US can stay ahead of China in the AI race. Read More WEALTH WISDOM POLL Do you know how much interest you're really paying on your credit cards? Let us know your thoughts by choosing a response below! ✅ Yes, I keep track and pay wisely ❌ No, I only make the minimum payment Read the Article Here   Update your email preferences or unsubscribe here © 2026 IBT Media Type Sierra Quebec Bravo, 77 Marsh Wall, London, England E14 9SH, United Kingdom Powered by beehiiv Terms of Service